If you would like transfer your own Flexi title financing so you’re able to good typical term mortgage, you have got to develop an e-mail to your support service providing your own accept convert the Flexi label financing so you can a standard loan application
- The registered bank account details to possess drawdown deals
- Book virtual membership number
- Entered cellular matter
- Resource services self-help guide to make it easier to comprehend the equipment and use the notice-provider product effectively.
You are able to access the loan statements and other information related towards the Flexi label loan account from anywhere via our very own customer webpage Experia. You can also put the drawdown demand about buyers webpage.
After you avail of an unsecured loan which have Bajaj Finserv, you may be provided by a separate membership number. You’ll be able to generate the payments and you will part-prepayments to this sort of membership through your websites bank account.
In the example of an effective Flexi name financing, an equivalent would be credited on Flexi loan membership in this the this website specified date depending on banking advice.
Since the a great Flexi loan customer, you may enjoy various most gurus, and another eg virtue is and work out part-prepayment without having to pay any extra percentage. While the an excellent Flexi financing customer, you might interact (generate money on your membership and you will withdraw this new offered harmony amount) as frequently as needed without having to pay any extra charges.
When you yourself have excess money and want to region-prepay your loan, it is possible to make the first part-prepayment once finishing one or more times out-of mortgage disbursal.
Bajaj Finserv also provides a great Flexi consumer loan that is included with versatile detachment and you may a member-prepayment business. If you have chosen good Flexi label mortgage, you could withdraw a maximum of 5 times twenty four hours
Sure, your EMI might be subtracted on the deadline despite and work out prepayment beforehand. For the reason that new month-to-month instalment are recovered into the matter utilised inside billing months. not, and make an associate-prepayment can help you decrease your financing, and that at some point enables you to pay reduced EMIs when you look at the kept span of the brand new tenor.
In the event you deal with any issue during the detachment otherwise area-prepayment, you can visit the new nearest part of Bajaj Financing Limited. It’s also possible to apply to you and have your own inquire fixed.
This type of fix charge might possibly be vehicle-debited from your membership towards anniversary of your own financing
In the event of any improvement in personal stats such as your address/ mobile amount/ membership count, you could tell your dating movie director. You could potentially submit a request letter signed from you and additionally the latest documentary evidence one to suffices the alteration on the alarmed matchmaking director, along with your demand is processed after.
When you need to foreclose your Flexi financing membership, a supplementary payment of cuatro% (also fees) and you may cess into the total withdrawable count could well be energized just like the a property foreclosure costs.
Bajaj Finserv now offers Flexi signature loans that allow borrowers to choose interest-only EMIs into initial mortgage tenor. For-instance: When you have an excellent Flexi label amount borrowed regarding Rs. 5 lakh, you will have to spend an EMI of around Rs. 6000 comprising just attention in lieu of a consistent EMI regarding Rs. several,100, which has both dominant and you can notice elements.
Borrowers whom pick a Flexi unsecured loan need to pay the fresh new annual maintenance charge from 0.25% (and taxation) for the complete withdrawable number regardless of utilisation into the big date out-of levy of such costs.
Since the customer service will get your own consent, they’re going to increase a demand for you. Pursuing the processes is completed, your own Flexi term loan is converted into an expression mortgage to have sixty months, and you’ve got to invest a frequent EMI, including the prominent amount.